Thoughts...

What are you thoughts on term life insurance? We are about to meet with our life insurance guy and add some features to our current policy. Do you have term life or whole life? Or none? We have added two more children since our last policy change, and in fact I have not changed mine since I opened it in 2001. I hope that we don't have too much of an increase in our annual premium. I just know that its important to have it. Please share your thoughts on life insurance. I'd like to have a better understanding before we resign in March.